Investing in a health insurance policy is no more an option, it’s a necessity. But With so many policy providers out there, choosing one could indeed be a difficult challenge. When indecisiveness in this regard takes over you, all you need is some guidance. And that’s what we bring to you here, the right guidance to help you pick from the Top 10 Best Health Insurance Companies in India.
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Top 10 Best Health Insurance Companies in India
For amazing plans at unbeatable rates, Apollo Munich could be your go-to option. This company has one of the widest range of schemes in offer in all the categories like senior Citizen, family, and individual health insurance. They serve really well and their customer support team is prompt and helpful. They are technologically advanced and have a great website and app in place.
This reputed company is well known for its claim settlement record, which is exceptionally impressive. And this makes them one of the Best Health Insurance Companies in India. Their great customer support can help you with all your queries and doubts. The company also has many scheme offerings for its customers; starting from a sizeable family health insurance policy to a tiny top-up plan, you can avail of almost anything as per your needs.
Their health insurance policies are interesting and unique, to be best described. They are definitely one of the Top 10 Best Health Insurance Companies in India. Starting from addressing grievances and selling policies to settling claims, they do all things efficiently. Also, if variety in plans is your priority, then Max Bupa could be a great choice.
They make buying health insurance easy for customers with their digitally powered services. They also settle claims really well. ICICI Lombard is one of the biggest private health insurance companies in India and is definitely among the Top 10 Best Health Insurance Companies in India for all valid reasons.
This company boasts of a huge network of hospitals (more than 5,000), and is popular for its exceptionally high claim ratio. The services are affordable. And with tailored plans, you can really get what you desire. The availability of online plans makes it easy for people to purchase policies directly from their website. Also, want tax benefits? You can claim it under Section 10(10D) of the Income Tax Act, 1961.
It is certainly among the top insurance providers, with one of the lowest policy rates. Their affordability is the most prominent reason why they make it to this list of best companies. They also provide you with a lot of options to pick from.
The USP of Bajaj Allianz is its reputation and stability. The company has a network of more than 6500 medical facilities across the country. For speedy claim settlement, they have an in-house team to address related issues. Facilities like online settlement and purchase of plans are also available. Further, you can enjoy tax benefits with your plan. What more? Plans, especially targeting women, and that cover 8 critical illnesses, are available for purchase.
New India is one of the oldest yet Best Health Insurance Companies in India, primarily because of its trustworthiness. What you will like most about this company is that it operates on high standards of work ethics. Besides, you find one of the best claim settlement ratios here.
This, again, is an old insurance provider, and has a trust factor associated with its name. Its customer support department is one of the best you will come across, so you can get your doubts and queries resolved quickly. They also have a wide variety of policy options to choose from.
Talking about old insurance providers, this one definitely deserves a special mention. With unique facilities like pre-policy checkup, online availability, diligent customer care and tax benefits, it really stands out. Is there more? Yes, it has a good claim settlement ratio too.
Things to consider while choosing a Health Insurance Policy-
- The first thing to consider is the individual or group for which the policy is needed. Different policies are meant for different entities, and hence, figuring out who you want the policy for is crucial.
- The ease of settlement should also be checked, so that there is no delay in receiving the due.
- Also, don’t ignore the cost of the policy, as there is no dearth of good policies being provided at agreeable rates.
- Policies are difficult to understand, so a good customer support team could make things easier for you.
|Sr. No.||Health Insurance Companies||Benefits|
|1||Apollo Munich Health Insurance Company Limited||# Amazing plans at unbeatable rates|
# widest range of schemes in offer in all the categories like senior Citizen, family, and individual health insurance
|2||Star Health & Allied Insurance Company Limited||# The company also has many scheme offerings for its customers; starting from a sizeable family health insurance policy to a tiny top-up plan|
# Best Claim Settlement ratio in the Country
|3||Max Bupa Health Insurance Company Limited||# Starting from addressing grievances and selling policies to settling claims|
# A lot of policy options to choose from
|4||ICICI Lombard General Insurance Company Limited||# ICICI Lombard is one of the biggest private health insurance companies|
# Buying policy is very easy with proper customer support
|5||Religare Health Insurance Company Limited||# This company boasts of a huge network of hospitals (more than 5,000)|
# Online Plans availability
|6||Manipal Cigna Health Insurance Company||# Lowest Policy Rates|
# Wide Options to Pick from
|7||Bajaj Allianz General Insurance Company Limited||# Has a network of more than 6500 medical facilities|
#Speedy Claim Settlement
# Plans, targeting women that cover 8 critical illnesses
|8||New India Assurance Company Limited||# Best Claim Settlement Ration|
# Operates on high standards of work ethics
|9||Oriental Insurance Company Limited||# Wide variety of policy options to choose from|
#Great Customer Support
|10||National Insurance Company Limited||# Unique facilities like a pre-policy checkup, online availability, diligent customer care.|
# Good Settlement Ratio
As the old adage goes, “Health is wealth,” there is really nothing more important than this. So, choosing a good policy is not sufficient, you will also have to be sure of the reputation of the company that provides it. The above 10 providers are a great place to start. All of them are reputed and provide great services. All you need is to choose one based on your specific requirements, and you are good to go.